Do you have all of the liability coverage that you need? Chances are that you don’t. Many people get the minimum amount of liability coverage in their home and auto policies because it can be so expensive to add more to both policies. However, there’s another way to add more liability coverage to these policies. You can do that with an umbrella insurance policy.
To get one of these policies for your own protection, call us at QuoteBroker Insurance Services in Santa Clarita, CA.
Get Better Liability Coverage
With better liability coverage, you are better protected against huge medical bills and many lawsuits. It’s important to have this extra liability coverage in case a serious accident happens that comes with a lot of medical bills. Medical costs are always going up, and it can be extremely expensive to pay for someone else’s medical bills. It can leave you in financial shambles. That’s why you need more liability coverage just in case.
How It Works
Both your home and auto policies have different types of coverage in them, and one of these is liability coverage. When there’s a serious accident, and your home or auto policy maxes out when paying the medical bills, this can leave an overage. That overage would be yours to pay. However, if you had umbrella insurance this policy would come in after the home and auto policies and pay that overage. Umbrella policies have very high maximum payouts so that all of the overages can be paid. Despite the high amount of coverage in them, umbrella policies are very inexpensive.
Get An Umbrella Policy
It’s important to have as much liability insurance as you can. It’s essential coverage that can save you financially. To be protected by an umbrella policy, call us at QuoteBroker Insurance Services in Santa Clarita, CA.
