Many Santa Clarita, CA drivers choose to carry only the minimum amount of auto insurance coverage in an effort to save money. Some of them don’t realize how limited minimal insurance actually is.
Liability Coverage
If you only carry basic liability insurance, you are basically protecting anyone you might injure during an accident. If you are found to be at fault in an auto accident, your insurance will pay for the victim’s damages and medical bills up to your policy limits.
Your own injuries will not be covered unless you have additional coverage. Your own passengers are not usually covered under your liability policy. At QuoteBroker Insurance Services, we can help you find coverage to protect yourself too.
Protecting Yourself and Your Passengers
There are several options for paying your own medical bills in an accident. If you are not at fault, or if you were only partially at fault, the other driver’s insurance may pay for all or part of your bills.
Sometimes your own insurance will pay for your medical bills, but there are also times when your personal health insurance will argue that it is not responsible for certain injuries sustained as part of an auto accident.
Med Pay or Medical Payments Coverage is a special kind of insurance you can purchase that will pay medical bills and funeral expenses for you and your passengers. This special coverage can also be used if you or your family member is an injured passenger in someone else’s car or a pedestrian.
We Are Here To Help
Santa Clarita, CA drivers have a lot of options. After you decide what kind of coverage you want, you can choose your level of coverage and deductible. If you have any questions or would like to discuss your policy, please call QuoteBroker Insurance Services today.
