Umbrella coverage is an excellent choice when you’re seeking additional liability coverage. This type of insurance provides a substantial amount of extra coverage, which can be invaluable in the event of severe and costly accidents. But what if you don’t have home insurance? What if you’re a renter or don’t have home insurance for some other reason? If you’re considering umbrella insurance or any other type, contact us at QuoteBroker Insurance Services in Santa Clarita, CA.
Understanding Umbrella Insurance
Before opting for umbrella insurance, it’s crucial to understand its function. If you have both home and auto insurance, umbrella insurance provides an additional layer of liability coverage to both these policies. However, if you lack one or both of these policies, umbrella insurance may not be the best choice for you. This insurance type is beneficial as it extends substantial coverage to two insurance policies. Without home insurance, obtaining an umbrella policy may not be practical.
Umbrella Insurance with Home and Auto Policies
If you have both home and auto insurance, securing an umbrella policy is a financially sound decision. The cost of this policy is significantly less than adding liability coverage to both home and auto policies separately. However, if you don’t have home insurance, enhancing your auto insurance policy with additional coverage would be more cost-effective. This approach would be the most economical way to obtain the coverage you need.
Securing Umbrella Insurance in Santa Clarita
If you have both home and auto insurance policies, it’s advisable to secure an umbrella policy to protect yourself against liability in the event of severe accidents. To get started with a policy, contact us at QuoteBroker Insurance Services in Santa Clarita, CA.
