If you are looking for a policy to protect your business, commercial insurance should be your first choice. But with the various requirements and coverage options for companies based within Santa Clarita, CA, a simple consultation can be a tricky ordeal, especially for first-time policy seekers. QuoteBroker Insurance Services highlights some essential items covered by commercial insurance to help with this.
Work-Related Injury
Accidents at the workplace often happen when you least expect them to, with some resulting in lawsuits. If your employees suffer any work-related injuries, workers’ compensation coverage offsets any medical costs for treating injuries and any legal fees you incur after unexpected mishaps.
Property Damage
If you or your employees get into an accident, commercial policies such as auto insurance will help pay for the costs of repair or replacement of your business vehicle. Other options such as commercial property insurance will offset any expenses you incur when your office equipment and items, such as furniture, get destroyed during events such as fire outbreaks.
Cyber Threats
Data breaches are a growing concern for businesses who store their data online, with cyber hacks estimated to cost businesses massive losses. To help keep your business out of such threats, cyber insurance provides coverage to companies that experience data breaches while also covering data retrieval costs. If you also experience legal damages from such an incident, cyber coverage takes care of your legal fees, along with any costs related to securing your site.
General Liability
Businesses may occasionally need to combine property damage and bodily injury into a single policy, an area that general liability insurance covers. In addition to this, general liability will also provide coverage when slander and libel claims occur, making it a worthwhile option for Santa Clarita, CA businesses.
For more information on how to protect your business from the above-listed emergencies, consider giving QuoteBroker Insurance Services a call. Our agents will take you through our vast range of commercial insurance options and guide you to your desired selection.
